CFO-Level Strategy, Without the Full-Time Cost.
For many growing businesses, hiring a full-time Chief Financial Officer just isn’t practical. Yet as your company expands, your financial picture becomes more complicated — cash flow tightens, growth decisions feel riskier, and “gut instinct” stops being enough.
That’s where Osprey Advisory’s Fractional CFO Services come in. We deliver the expertise and strategic insight of an experienced CFO, without the overhead of a full-time hire. Whether you’re planning to scale, seeking financing, or preparing for a major transition, we help you build the financial clarity and confidence to make the right moves.
Why a Fractional CFO Matters
A Fractional CFO does far more than produce reports — we help you understand the story your numbers are telling. When you can see the full financial picture, you can make faster, smarter decisions that protect profitability and accelerate growth.
At Osprey Advisory, we act as your strategic partner to:
- Analyze your financial health and identify hidden risks or inefficiencies
- Create forward-looking cash flow and profitability forecasts
- Establish clear KPIs to track performance over time
- Support major business decisions such as expansion, acquisitions, or exits
- Prepare your financials to attract lenders or investors
With a Fractional CFO, you get senior-level guidance tailored to your business — not one-size-fits-all consulting.
What’s Included in Our Fractional CFO Services
Every engagement is customized around your specific goals, but our process typically includes:
Financial Forecasting & Modeling
We build dynamic financial models that help you test scenarios before you commit. Whether it’s a new location, a key hire, or a pricing change, you’ll know the financial impact before taking action.
Cash Flow Planning & Optimization
Cash flow is the lifeblood of every business. We help you anticipate future needs, manage timing gaps, and create systems that keep your business running smoothly — even through seasonal swings or growth cycles.
Budgeting & Performance Tracking
When you’re ready to raise capital, sell, or refinance, clean and credible financials make all the difference. We help you prepare lender-ready documentation and financial narratives that inspire confidence and speed up approvals.
Strategic Advisory & Decision Support
You’ll gain a trusted partner who understands both the numbers and the business behind them. We serve as a sounding board for major decisions — from growth initiatives to cost management strategies — providing objective, data-backed recommendations.
Who We Serve
Our Fractional CFO services are ideal for businesses generating $1 million – $10 million in annual revenue that need senior-level guidance but aren’t ready for a full-time CFO. We specialize in industries where strategic financial management drives success:
- Construction & Trades – managing project profitability and cash flow cycles
- Restaurants & Hospitality – balancing labor, cost control, and seasonality
- Real Estate Development – supporting project financing and long-term planning
- Professional Services – improving utilization rates and scaling efficiently
Why Work With Osprey Advisory
As a CPA and MBA with over 20 years of financial and operational experience, Bryan Lichau brings the insight of both an accountant and a business leader. He’s worked with companies across industries to strengthen profitability, streamline decision-making, and build financial systems that support growth.
At Osprey Advisory, you won’t get canned reports or generic advice. You’ll get a collaborative partner who understands your goals, keeps you accountable, and helps you see what’s coming before it happens.
The Bottom Line
A Fractional CFO isn’t an expense — it’s an investment in stability, clarity, and confidence. With Osprey Advisory on your team, you’ll finally have the insight to lead your business strategically, not reactively.
📞 Ready to gain CFO-level guidance without the CFO-level cost?
Contact us today to schedule a consultation and discover how we can help you build a stronger, more profitable business.